FDIC insured · 4.85% APY on savings

Banking, redefined for the modern wealth.

RovinPay is a private digital bank — accounts, cards, FX and lending — engineered for clarity, security and ambition.

$126B+

Assets under custody

482k

Private clients

AAA+

Capital rating

Upgraded

R
RovinPayDigital Banking
Gold

4716 •••• •••• 7745

Cardholder

ALEX MORGAN

Expires

08 / 29

Visa

A complete banking suite

Every account, one platform.

Premium cards

Metal Visa Gold and virtual cards with instant freeze and per-merchant limits.

Global FX

Hold 30+ currencies and exchange at interbank rates with no hidden margin.

High-yield savings

Earn up to 4.85% APY with daily compounding and no minimums.

Bank-grade security

Biometric auth, device intelligence and real-time fraud monitoring.

Private wealth

Concierge advisors, lending against assets and bespoke portfolios.

Built to delight

An interface that respects your time, designed by world-class craftspeople.

Membership

Choose your tier.

Essential

Free

  • Checking & savings
  • Virtual debit card
  • Mobile cheque deposit
  • Standard support
Get started
Most popular

Premier

$15/mo

  • Everything in Essential
  • Metal Visa Gold card
  • Free global ATM
  • Priority support 24/7
Get started

Private

By invitation

  • Dedicated advisor
  • Lombard lending
  • Bespoke FX rates
  • Concierge services
Get started

A bank designed for what's next.

Open your account in under five minutes. No paperwork, no waiting rooms — just a smarter way to bank.

Open your account